Awarded the highest rating for debt relief companies by the Consumer watchdog and review site, Top Consumer Reviews.

We guarantee that the total amount paid back to all creditors, including fees, will be less than the total amount due to the creditors upon entering the program or all services are free.

When you consider different options (consumer credit counseling, debt negotiation, debt consolidation, bankruptcy), ask the representative if their services are backed by an equivalent or better guarantee.

Customers, prospects and suppliers rely on Dun & Bradstreet, the world's most trusted source of business insight to determine that a company is solid and reputable enough to help them. Working with a debt settlement company that is listed with the D&B is important in order to make sure that you get quality service from a solid and reputable company.

A member of (TASC) The Association of Settlement Companies. This trade association has developed a standardized industry disclosure for consumers.

A member in good standing of TASC, the largest and oldest association of debt settlement companies.

In order to be a member of TASC, a company has to follow a stringent set of requirements, disclosures as well as maintain them through continual review.

This is important to you because you can rest assured that the highest quality in services and standards are being followed which ultimately gives you the best results and greatest peace of mind.

We believe that all companies that are operating legitimately and with consumers' best interests at heart are members of TASC in good standing.

Unlike many companies that accept settlements on your behalf (which in some states is against the law), Credit Debt Settlement always lets you approve the final settlements and will advise you as to what is the best based on your unique situation.

"We're satisfied when you are and will keep on negotiating until you accept the settlement."

Member of TASC and USOBA, the two largest organizations that provide legislative and regulatory information in regards to the debt settlement industry. Both organizations have a strict screening process in order to accept debt settlement companies as members.

When you decide to trust a company to help you have peace of mind and a solution with regards to your debts, it is important that the company's privacy policy, security, and business be verified.

The Online Business Bureau exists to allow consumers to investigate if a business is legitimate and upholds what it promises you.

We recommend that you ask any company that you are considering working with if they are members of the Online Business Bureau.

The goal behind following the guidelines as taught by The International Association of Professional Debt Arbitrators is to give you the best possible service as well as savings in your debt settlement or debt negotiation program.

With over the 9 years of working nationwide and helping thousands of people and small businesses, we have created our own internal training series to supplement the training from IAPDA for our counselors, negotiators and customer service agents.

In fact, there are 20 to 40 hours of additional training that all new team members have to learn and pass exams on in order to begin speaking with and helping you.!

The Netcheck Commerce Bureau was established in 1995 to promote ethical business practices worldwide and to increase consumer and corporate confidence in purchasing products and services on the Internet.

Ratepoint.com is an excellent method of gaining customer feedback from you as well as from other clients. This was recently added as another way you can learn about Credit Debt Settlement and gain trust that we will do everything possible to help you with your situation.

As part of our commitment to create more jobs for Americans, for years we donate every year to SCORE. SCORE, or Service Corps Of Retired Executives coach hundreds of thousands of small businesses to succeed. Small businesses are the greatest employers in the nation today.